We're excited to let you know that Shop Pay gives you more ways to buy now and pay later. There are no late or hidden fees, and you'll never pay more than you agreed to up front. You can check your balance in the Shop app any time.

WHAT IS SHOP PAY?

Shop Pay is a service that allows our customers to make purchases now and pay for them later with the option to pay in full at checkout, or to split your purchase into 4 bi-weekly payments. There are no additional charges or interest rates applied. Installment options can be used on orders over $50 USD, including discounts, shipping, and taxes.

HOW DO I USE SHOP PAY?

At checkout, choose Shop Pay as your payment method. You’ll be directed to the Shop Pay website, where you’ll register and provide payment details (Visa or Mastercard only). If you’ve already used Shop Pay, just log into your Shop pay account. Then complete your order—it’s seriously that simple!

HOW DOES THE SHOP PAY PAYMENT SCHEDULE WORK?

All Shop Pay customers are required to make their first payment at the time of purchase. The remaining three payments are deducted automatically from your selected payment method every two weeks in equal installments. If you’d like to make additional unscheduled payments before they’re due, just log into your Shop Pay account to make an early payment. 

WHAT DO I NEED?

• Must be 18+ years old
• Must have a valid U.S. credit or debit card. 
• Must be a U.S | PR resident

TERMS OF SERVICE

Learn more about Affirm’s terms of service or Shop’s terms of service.